AML Policy & Awareness
Table of contents
Anti-money laundering (AML) usually sounds like something only banks and casinos need to worry about. In Malaysia, though, ordinary people are increasingly pulled into money laundering without realising it, often by being asked to "lend" a bank account or receive and forward transfers. Online gambling and scam networks are common routes for this.
comel334.com is an independent editorial affiliate website, not the operator. We do not handle anyone's money. This page explains that position clearly and, more importantly, gives readers the AML awareness they need to protect themselves. It is effective from 23 September 2026 and is general information, not legal advice.
Quick Answer
We never receive, hold or transfer player funds. For readers: never lend, rent or sell your bank account, e-wallet or SIM, never receive money for strangers, and check suspicious accounts on PDRM's Semak Mule portal. Money laundering is an offence under the AMLA 2001, and mule account holders can be investigated.
Our Position on Funds
We do not handle money
comel334.com does not accept deposits, pay winnings, process withdrawals, operate wallets or hold any funds on behalf of readers. There is no payment page on this site and there never will be. Our only income is affiliate commission paid by the operator, as explained in our affiliate disclosure.
What that means for you
If anyone asks you to send money to "comel334.com", our editor or an agent claiming to represent us, it is a scam. We also do not recommend or arrange agents, top-up resellers or third-party payment accounts. Identity checks and AML controls on gaming accounts are the operator's responsibility under its own terms; verify what the operator requires before depositing anything.
Understanding Money Mule Risks
What a money mule is
Definition: Money mule
A person whose bank account, e-wallet or phone number is used to receive and move money on behalf of others, often proceeds of scams or illegal gambling. Mules may be paid a small fee or tricked into it, but they can still face investigation and account freezes.
Common ways people are recruited
- Offers of easy commission to "receive payments" for an online business or gaming agent.
- Requests from friends or online contacts to borrow your account "just once".
- Job ads asking you to open new bank accounts and hand over the cards and login details.
- Being asked to deposit or withdraw casino funds through your account for someone else.
Important Warning
Never lend, rent or sell your bank account, ATM card, online banking login, e-wallet or SIM card. Jangan kongsi OTP. If money from a crime passes through your account, you can be investigated even if you did not know where it came from.
The AMLA 2001 in Brief
What the Act covers
Malaysia's main AML law is the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA 2001). It makes money laundering an offence, sets reporting obligations for financial institutions and other reporting institutions, and allows authorities to freeze, seize and forfeit property linked to unlawful activities. Bank Negara Malaysia plays a central role in AML supervision. You can read the Act on the Attorney General's Chambers laws portal.
Why it matters to ordinary readers
Banks monitor unusual transactions. Frequent transfers from many strangers, or money moving in and straight out again, can trigger reviews and account freezes. Gambling proceeds from unlicensed activity may also be treated as proceeds of unlawful activity. Keep your own finances clean: use only your own accounts in your own name, and do not mix other people's money with yours.
Checking and Reporting Suspicions
Check before you transfer
- Use Semak Mule. Before sending money to an unfamiliar account or phone number, check it on PDRM CCID's Semak Mule portal.
- Check the BNM alert list. Bank Negara Malaysia's financial consumer alert list names entities that are not authorised or approved.
- Pause if pressured. Urgency and secrecy are classic signs of a scam.
Where to report
If you think you have been scammed or your account is being misused, call the National Scam Response Centre on 997 as quickly as possible, contact your bank, and make a police report with PDRM. Early reports give the best chance of stopping funds. For more on protecting your accounts, read our security guide and verification guide.
Sources & Further Reading
Official Malaysian resources
- PDRM CCID Semak Mule
- Bank Negara Malaysia
- BNM financial consumer alert list
- Royal Malaysia Police (PDRM)
- Attorney General's Chambers laws portal
Related guides on this site
Frequently Asked Questions
Does comel334.com handle deposits or withdrawals?
No. comel334.com is an independent informational website and never receives, holds or transfers player funds. There is no payment page on the site. If anyone asks you to send money to comel334.com, our editor or an agent claiming to represent us, treat it as a scam and report it.
What is a money mule?
A money mule is someone whose bank account, e-wallet or phone number is used to receive and move money for others, often proceeds of scams or illegal gambling. People are recruited with offers of easy commission or requests to lend an account. Mules can face investigation and account freezes even if they did not know the source.
What is the AMLA 2001?
It is the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001, Malaysia's main anti-money laundering law. It makes money laundering an offence, sets reporting duties for reporting institutions and allows authorities to freeze and forfeit property linked to unlawful activities. The Act is available on the Attorney General's Chambers laws portal.
How can I check whether an account is linked to scams?
Use the PDRM CCID Semak Mule portal to check bank account and phone numbers before transferring money, and review Bank Negara Malaysia's financial consumer alert list. If you think you have been scammed, call the National Scam Response Centre on 997 immediately, contact your bank and make a police report.
Editor and lead writer at Comel334.com. Researches publicly available information on the Comel334 brand and Malaysian payment, security and responsible-gaming topics, following our editorial policy and fact-checking process.
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